Thursday, December 26, 2013

Thursday, December 26, 2013 Zeb’s VUE


General Information and Analysis


Peter Lynch:  You really don't need our mutual funds. Most of them aren't that great and never will be. You really just need to sit around and wait for something that's so good, it'll make you rich without taking unnecessary risks.”

Warren Buffet: “The best way to minimized risk is to think.”

Jim Rogers told John Train:  “take your money, put it in Treasury bills or a money-market fund. Just sit back, go to the beach, go to the movies, play checkers, do whatever you want to.  Then something will come along where you know it's right. Take all your money out of the money-market fund, put it in whatever it happens to be and stay with it for three or four or five or 10 years, whatever it is.  You'll know when to sell again, because you'll know more about it than anybody else. Take your money out, put it back in the money-market fund, and wait for the next thing to come along. When it does, you'll make a whole lot of money." 

 
The issue of course using the simple concepts these famous investors describe is sitting on cash and investing only when circumstances are ideal is against human nature.  No one (including you I bet) wants to do it.  Every one wants to make a fortune now, and judging from the results of retail traders published by banks, investment houses and research firms, retail traders as a set of investor do not make “a whole lot of money”.




US


Comment for 12/26/2013
Measure
Indicator
Ranking
Weekly RSI
WeeklyRSI
72.2
OverB
Long Term MVA (200 day MVA)
200 MVA
9.58%
Bull
5 Day Slope of 55 day MVA
Slope55MA
0.75%
Bull
Intermediate Trend (Using ADX)
ADX(14)
18.2
Neutral
Short Term Trend (Daily RSI 3)
RSI(3)
88.82
OverB
Relative Volatility (ATR% vs StdDev over last 90 days
ATR(90)
1.00%
Normal
VIX - MACD 10/30 (slope down)
MACD
-0.06
Neutral
 
 
 
 
The market is bullish with a move toward overbought (on price only). 
 
 
 

The table above is a rating for intermediate and long term trend in the S&P500.  I used the S&P 500 as the indicator for the USA stock market.  For day traders: You may find it useful to trade in the direction of the trend.  However, looking at any daily chart over lots of years, the trading direction for the day is pretty random. 

S&P PIVOT ES Mini - Tuesday - Useful on Thursday 12/26/2014

High
1829.50
Low
1820.50
Close
1829.00
R2
1832.50
R1
1835.50
Pivot
1826.50
S1
1823.50
S2
1817.50

Stocks –


Zeb’s View:  The USA’s best stocks are continuing their upward climb.  There is a divergence between very large international companies increasing in price, and the lower cost stocks who are not participating.  The internals seem to be weakening, while the very best stocks continue to gain. 


Stocks traded up overnight in Asia and Europe.  Holiday trading continues to be thin, but investors always expect that anyway.

The exodus out of the bond market continues as measured by ETFs and ETNs.  For those not use to the ebb and flow of the business cycle, bonds have been in a very long uptrend.  The pressure on USA bonds of all kind is building as the pressure drives interest rates up.  The logic of the value of bonds is the inverse of what the man-in-the-street is use to.  Bonds go up in value when interest rates fall, and they fall in value when interest rates rise.   More specifically interest rates and credit quality of an organization (governments, municiples, company bonds) drive bond prices.  “Interest Rate Risk” refers to the propensity of bonds to fluctuate in price due to changes in interest rates.   If no single other thing makes an impression on you when reading about markets, learn that bonds are subject to interest rate risk regardless of the issuer, credit rating, insured or guaranteed. 
  

ObamaCare Deadlines – there are no deadlines fools…

Federal and State governments are extending deadlines in order to get more people signed up for ObamaCare by January 1.  The latest deadline passed on Tuesday, but almost every government organizations continues to sign people up.  Rhode Island, Massacutes and Minnesota have stated they will allow residents to sign up as late as New Year’s Eve.  Insurers are protesting.  Does anyone feel sorry for the “poor” insurance companies?  
 

Would it be all right (with everyone and the Federal Government) to question how ACA will ever be affordable for the vast majority of middleclass people? 

ObamaCare is nothing but exceptions at this point, and that observation is no exception to my other obervations.  First the Pelosi (California) says we need to pass the law before reading it so we can find out what is in it? (is that lunacy or what in something this large?) We then find out that certain corporations were exempt from having to participate.  Then an exception was made for Unions (after some threats of going to the streets.)  Then we received an extension because of web site failures.  Now we get an extension for enrollment on Monday December 23…  However, 4 days prior millions of people received their own exemption; hardship.   As I understand the hardship exemption, it was reserved for people who were homeless, bankrupt, or victims of domestic abuse.  On Monday, victims of ObamaCare (those who lost their once affordable plan due to ObamaCare itself), are no eligible for a one year extension.
Wall Street Journal: “…HHS rushed out a bulletin noting that exemptions are available to those who "experienced financial or domestic circumstances, including an unexpected natural or human-caused event, such that he or she had a significant, unexpected increase in essential expenses that prevented him or her from obtaining coverage under a qualified health plan."  
What does that all mean?  Exceptions are no longer the exception, and the only thing standing between complete failure of Obamacare and the walking wounded is chewing gum exceptions on exceptions. 
I have two Grandson’s that are seniors in Universities.  In general, they both blame the Republicans for all the ObamaCare problems.  What in the world?  Can any of you explain to me how Republicans are responsible for the failures of ObamaCare, and the need for one executive order after another to keep it alive? They believe the Republicans’ have gutted ObamaCare and that is the reason for the failures? 
My understanding: The Affordable Care Act passed in 2010 with no Republican votes, but with its own funding mechanisms thanks to a myriad of taxes applied immediately. The Obama administration had more than three years to focus on delivery without any GOP interference in the executive branch, which it spent promulgating regulation like the contraception mandate.  Republicans couldn’t manage to defund any of the ACA efforts even after winning control of the House.

If anyone (including me) does not think a lame-duck president has any effect on people like my Grandson’s then think again.

 
Obama insisted in November that it is Republicans rooting against the law that has created the failure in ObamaCare.  Washington Post Nov 19:  “But the president said staunch opposition from congressional Republicans is inhibiting the law’s implementation.

“One of the problems we’ve had is one side of Capitol Hill is invested in failure,” Obama said at the Wall Street Journal’s CEO Council meeting in Washington. “We obviously are going to have to remarket and rebrand, and that will be challenging in this political environment.”  (He is of course referring to Republicans.) 

These are non-sense arguments.  Opposition on Capitol Hill has had zero substantive impact on ACA.  Opposition has not impacted funding or development of executive orders overriding and adding things to the law.  Democrats have had full control over the implementation of ObamaCare. 

Furthermore, the assertion the only problems the White House faces in ObamaCare is marketing and branding is breathtakingly taking people as STUPID.

If I was charitable (which I like to think I am to the downtrodden) I would suggest that all of the revelations in the ACA problems are indications of incompetence from the law makers, to implementers, to business process, to financing to…  I would wonder, after working form the largest corporations in the world across the world, if most executives would not have been fired, and a prompt and significant number of personnel changes would have taken place.  In fact, I think the board would fire (impeach) the president, and move on with new leadership.

Mr. Obama is acting like a spoiled child instead of major league executive.  We are now hearing more insiders wondering why “heads have not rolled”.  http://thehill.com/homenews/administration/190597-white-house-no-shakeup-coming

So I ask you again.  How in the world are the Republicans responsible for the fiasco called ObamaCare?  Please explain it to this old man.   

Muni Bonds: 

Muni Bonds are set for their worst annual performance since 1994.  The major reasons are centered around Detroit’s bankruptcy.   In addition, San Jose, Ca., Chicago, IL., and Puerto Rico have had a major downward impact on muni-bond prices.  The news for bond investors in Muni-bonds is obviously not good for 2014 as there are dozens of cities and local governments across the USA that are in financial trouble.
 

China

Japan

Nikkei continues to move up in a significant bull-market.  The Yen weakened the day before Christmas, and has touched the weakest Yen level since October 2008.  Japan started a Tax-free investment account, and this is reported to have sparked buying from retail investors.
As we all know, BOJ is pushing the envelope on economic stimulus.  What could happen (sooner rather than much later) is that BOJ may run out of Japanese Government bonds to buy.  This may (stress may) cause BOJ to hold off loosening financial policy more until late in 2014.  Other speculation suggests BOJ could stop buying government bonds every month, and acquire debt when long term rates have climbed above some level (whatever they determine the level to be).  http://uk.reuters.com/article/2013/12/26/uk-japan-economy-boj-mizuno-idUKBRE9BP02Q20131226
 
 
 

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